If you are ready to turn your life around with weight loss surgery, then check to see if your health insurance policy covers your procedure. If you’re not sure, or if you need help figuring out how to get insurance coverage for weight loss surgery, schedule a weight loss consultation with our experienced bariatric surgeon Dr. Shyam Dahiya. We’ll help you figure out what you need to do to get covered.
Bariatric Surgery Is Nearly Always Covered by Insurance
Obesity is truly a deadly disease, leading to all sorts of debilitating medical conditions like heart disease, diabetes, and stroke. Combating obesity with surgery, therefore, is almost always covered by private health insurance because it is considered medically necessary.
Just think about that. If you qualify for obesity surgery, your for-profit insurance company figures they’ll save more money on your healthcare in the long run if they pay for your weight loss surgery. That alone is pretty convincing evidence of both the dangers of living with obesity and the potential benefits of bariatric surgery. For the same reason, bariatric surgery is typically covered by Medicare and Medicaid as well.
Some insurance companies, though, will want you to jump through certain hoops before they’ll agree to cover your weight loss surgery. For example, your insurance company may require documented evidence from your medical doctor that you’ve tried and failed to lose weight with diet and exercise. Whatever it takes, we will do what we can to help you receive insurance coverage for your bariatric surgery.
Financing Options Are Available
Patients with high-deductible health insurance plans and uninsured patients may need extra help to pay for bariatric surgery. If you don’t have health insurance right now, or if your out-of-pocket cost for weight loss surgery is high, we can help you figure out how to get financing for your weight loss surgery and follow-up care. One convenient and popular way to finance your bariatric surgery is with a healthcare financing loan from CareCredit.
CareCredit can help you cover your deductible, co-pays, and other costs for LAP-BAND® surgery, gastric bypass surgery, or any other bariatric surgery. Depending on your credit history, you may even qualify for one of CareCredit’s promotional financing loans that don’t accrue interest if you pay the loan in full within 6, 12, 18, or even 24 months.